
About Us
With over 25 years of experience in the insurance industry, Justin Metcalfe understands what it takes to protect what matters most. In 2025, he founded Metcalfe Insurance with one simple goal: to give people more options, better rates, and truly personalized service.
After decades working with a single insurance company, Justin saw firsthand how limiting it could be for customers to only have access to one set of rates and policies. That’s why Metcalfe Insurance is proud to be an independent agency— partnering with over 50 trusted insurance providers.
What does this mean for you? It means we shop around on your behalf to find the right coverage, at the right price, tailored to your unique needs. Whether it’s auto, home, life, or commercial insurance, our job is to make sure you’re covered — with a policy that fits your life, not someone else’s quota.
At Metcalfe Insurance, you’re not just a policy number. You’re a neighbor, a family member, a business owner, and a friend. And we’re here to help protect what matters most to you.
Let’s find your perfect policy together.